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  • Citizens State Bank is now officially Avadian Credit Union. To log in to online banking, click here.

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  • Enjoy 2.25% APY and Flexibility With Our 30-Month Win-Win CD Special.

    Access your money with one penalty-free withdrawal after 12 months. APY=Annual Percentage Yield.

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  • Now in Vernon!

    Citizens State Bank in Vernon, Alabama is now officially a part of Avadian.

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  • Earn 20,000 Bonus Rewards Points

    When You Spend $3,000 in the First 90 Days With a New Avadian Visa Signature Card

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  • Lock in an Intro Rate of 0.99% APR for Six Months With a HELOC Plus

    The flexibility of a HELOC plus the predictability of a Home Equity Loan. Equal Housing Opportunity Lender.

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We understand.

It’s your money. You expect it to be secure, and you expect to have the tools to manage it wherever you are and whenever you want. You want access to the advice and expertise that will make your money work harder. And should you need a service or make a mistake, you don't want to be hit with massive fees. We get it; we want all that too.

Avadian is one of Alabama's oldest credit unions. Our longevity is a direct result of our commitment to our members — a commitment so strong we put your interests first, even ahead of our own.

Have questions? Let’s chat.

Have questions?
We can help.
Let’s chat.


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Digital Convenience. Personal Service. That’s Choice Checking.

Digital Convenience.
Personal Service.
That’s Choice Checking.


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Bring the Branch to You With Online and Mobile Banking

Bring the Branch
to You With Online
and Mobile Banking


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CURRENT RATES & SPECIALS
Win-Win CD
30
months
18-Month CD
18
months
New Auto Loans
63
months
Manage Your Money With Confidence.

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We have all the tools you need to manage your financial life.


The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
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