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Saving is the first, most important step in financial success. When you join Avadian, the first account you'll open is a savings account. It’s just that important. But we recognize it can be really hard to save money these days. So we’ve created a variety of useful (can we say fun?) tools to make it simple.

Keep. It. Simple. And Get Better Rates.

Saving isn’t easy. To put aside a little every paycheck — it’s just hard to do for most people. So we’ve created tools that make it a little easier. Tools that keep you focused on your bigger goals and that pay great rates so the money you're able to set aside grows.

One of the greatest advantages of joining a credit union (and Avadian in particular!) is that we use the profits of our business to pay higher rates on your deposit accounts, like savings and CDs. That means your money grows faster, and you get that awesome feeling that comes with knowing you have money set aside for whatever happens.


This is the foundation of your membership. It's a great tool that pays a great rate.  

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Centsible Savings

This is our most unique account. Each time you make a purchase with your Avadian debit card, we'll round up the total to the nearest dollar amount, and at the end of the each day, transfer the difference from your checking account to your Centsible Savings account. You’ll be shocked by how fast that money accumulates, a few pennies at a time.

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U Name It Savings

Do you have a really big goal you’re saving for? Maybe you want to buy a house or take a trip to Italy. If so, simply open a U Name It Savings account and name it "house" or "Italy." It’s amazing how something so simple keeps you focused on your goal — and that's half the battle.

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Certificates of Deposit

We offer a variety of CDs with different options, flexible terms and compelling rates. CDs are a great place to park your money for a given period of time and earn a higher rate than a traditional savings account.

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Money Market Accounts

Looking for an account that earns more interest than a traditional savings account, but gives you easier access than a CD or IRA? Our Money Market accounts might be just what you’re looking for.

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Health Savings Account

A Health Savings Account is a really useful tool for funding future medical expenses, and it comes with some interesting tax benefits.

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Edge Savings for Teens

We preach this idea a lot, so forgive us if you’ve heard this before. But the best time to learn to save is when you’re young. That’s why we created the Edge Savings for Teens account: to teach savings habits that will last a lifetime.

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Kids Savings School

Your children don’t have to wait until they're teens to start learning about money. The Kids Savings School is a fun, interactive way to learn good savings habits for kids 12 and under.

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Deposit Insurance

Before trusting any financial institution with your money, you have to know that the institution is safe. At Avadian, your money is insured by the National Credit Union Administration and backed by the full faith and credit of the federal government. We also carry additional coverage through Excess Share Insurance Corporation (ESI), which means all account relationships will be insured up to an additional $250,000.

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1Please reference the Internal Revenue website at to learn more about Health Savings Accounts, including contribution limits, withdrawals and eligibility requirements. Please consult with your tax adviser for any additional information. Avadian is not responsible for determining the nature of your withdrawals.

The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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