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Boat Loans

Get on the water

Few things are more relaxing than a day on the lake. Few things are less relaxing than applying for a loan to buy a boat. We want to make the loan process as stress-free as a summer day on Smith Lake.

Our typical loans offer pre-approval before you shop and no processing or application fees.

Other great benefits include:

  • Financing based on loan-to-value determined by NADA Guides
  • Terms up to 180 months1
  • GAP insurance, available for loans up to $50,000 and terms up to 84 months; loans cannot exceed $100,000
  • Optional low-cost credit life and disability insurance (payment protection)

See? That's pretty easy. Chill out and let us do the hard work.

1Payment example: For a term of 36 months, your monthly payment will be $29.82 per $1,000 borrowed at 4.65% APR. Term dependent upon loan amount and credit worthiness.



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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