Below is a list of our most current fees. If you have any questions regarding a fee charged to your account, please call Member Services at 1.888.AVADIAN (1.888.282.3426).
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Description
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Fee
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Miscellaneous Account Fees
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Account Research
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$20 per hour (60 minutes) — one hour minimum
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Bad Address
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$5 per month (60 days after returned mail)
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Automated Clearing House (ACH) Revocation Request
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$30 per item
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Christmas Club Early Withdrawal Fee
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$10 per withdrawal from the 1st through 3rd calendar quarters
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Coin Machine Fees
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First $200 in coin deposits free in a calendar year. 10% fee for all coin deposits over $200 in a calendar year.
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Dormant Accounts (Applies Only to Members 19 Years or Older)
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$10 per month if no activity after two (2) years and balance is less than $100
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Excessive Savings Account Withdrawal Fee
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$2 per savings withdrawal after the 3rd monthly withdrawal
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Inactive Checking Account
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$5 per month after 6 months of inactivity and balance less than $100
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Stop Payment Requests
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$30 per request
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Statement Copies
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$5 per copy
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Check Copies
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$5 per check
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Check Printing
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Prices vary based upon style1
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Legal Order Processing
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$50
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Telephone Transfer by Staff
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$1 per call that could have been handled by Online Banking, Mobile Banking, or Telephone Banking2
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Service Center Savings Withdrawal
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$2 per share withdrawal after the 2nd monthly withdrawal
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Cashier's Checks
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$3 per check
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Checks by Phone
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$7.95 per check
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International Debit or Credit Card Usage on Purchases
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2%
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Online Third-Party Loan Payment
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$5.00
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Escheatment Fee
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$25.00
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Mailed Statement Fee
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$2.00 per month
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ATM Transactions
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Withdrawals
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$1 each if using another institution's ATM
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Transfers
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$0.50 each if using another institution's ATM
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Account Inquiries
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$0.50 each if using another institution's ATM
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Overdraft Solutions
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Courtesy Pay Fee - Overdrawn Balance (-$0.01 to -$10.00)
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No Fee
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Courtesy Pay Fee - Overdrawn Balance Exceeds -$10.00
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$30 per occurrence
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Non-Sufficent Funds Fee
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$30 per submission/resubmission
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Transfer Fee - Overdraft Protection Transfer Fee from Share Account
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$5 per day
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Transfer Fee - Overdraft Protection Transfer Fee from Line of Credit
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None
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Deposit Items that are Returned
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$20 per item
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Card Issuance/Replacement Fees
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Card Replacement (Debit or Credit)
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$7 per card
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Savings ATM Card
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$10 per card
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Minimum Balance to Avoid Service Fee
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Minimum Savings Balance Charge
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$5 per month — Charged the end of each month if account balance falls belows $100 with no other services and no ACH EFT activity. For members 19 years of age and over. Fee is applied after account has been opened 90 days.
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Money Market
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$10 each month if minimum daily balance is less than $2,500
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Premium Money Market
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$15 each month if the minimum daily balance is less than $10,000
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ChoicePlus+ Checking
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$12 each month that the minimum average $2,500 daily balance is not met
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JumpStart Checking
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$9.95 each month regardless of balance
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Safe Deposit Boxes3
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Box Size
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Annual Rent
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3" x 5"
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$30
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5" x 5"
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$30
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3" x 10"
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$50
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5" x 10"
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$70
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10" x 10"
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$120
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Wire Transfers
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Incoming
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$15 per transfer
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Outgoing
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$15 per transfer
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1The costs of checks vary depending on the quantity and style chosen. For additional information on the costs and availability of check styles, please contact Member Services.
2The Member Services fee will be waived for those members who have combined account balances (loans and deposits) under the same member number of $5,000 or more.
3The costs of Safe Deposit Boxes vary depending on the size chosen. For additional information on the costs and availability of safe deposit boxes, please contact one of our representatives.