Below is a list of our most current fees. If you have any questions regarding a fee charged to your account, please call Member Services at 1.888.AVADIAN (1.888.282.3426).
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Description
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Fee
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General Fees
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Account Research
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$20/hour and $20 minimum charge
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Bad Address
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$5/month (60 days after returned mail)
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Coin Machine Fees
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No fee for the first $200/calendar year. 10% of the amount after $200/calendar year.
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Dormant Accounts
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$10/month after two (2) years and account balance is less than $100 and member is 19 years or older
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Statement Copies
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$5/monthly statement
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Check Printing
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Prices vary based upon style1
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Legal Process (tax levies, summons)
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$50
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Member Service (by staff member, not auto response or ATMPlus+)
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$1/call (waived for members with combined loan and deposit account balances of $5,000 or greater based on same member number)
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Cashier's Checks
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$3/check
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Checks by Phone
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$7.95/check
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Electronic Online Loan Payment
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$5
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Escheatment
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$25
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Mailed Periodic Statement Fee
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$2 (waived for individuals aged 18 and below and for individuals aged 65 and above)
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Online Bill Payment
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No charge
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EFT Fees
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Automated Clearing House (ACH) Revocation
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$30/item
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ATM Transaction
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$1 for each ATM transaction at ATM not owned by the credit union
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ATM Transfer or Inquiry
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$0.50 for each ATM transfer or inquiry at ATM not owned by the credit union
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Account Inquiries
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$0.50 each if using another institution's ATM
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International Debit or Credit Card Usage on Purchases
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2%
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Card Replacement (Debit or Credit)
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$7 per card
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Savings ATM Card
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$10 per card
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Courtesy Pay/NSF/Overdraft Fees
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Courtesy Pay Fee Overdrawn $0.01 to $10.00
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$0 -- no fee
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Courtesy Pay Fee - Overdrawn $10.01 or more
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$30/occurrence
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NSF Fee
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$30/item (each submission/resubmission)
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Overdraft Transfer Fee (Share to Checking)
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$5/day
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Deposit Item Return
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$20/item
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Specific Account Fees
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Christmas Club Early Withdrawal Fee
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$10/withdrawal outside of designated time
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Savings, U Name It, Kids Savings School, Edge Savings Account for Teens, Uniform Transfer/Gift to Minor, Censtible Savings, and Trust Excessive Withdrawal
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$2/withdrawal after three (3) per month
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Savings, U Name It, Kids Savings School, Edge Savings Account for Teens, Uniform Transfer/Gift to Minor, Censtible Savings, and Trust CO-OP Shared Branching Withdrawal
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$2/withdrawal after two (2) per month
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Minimum Share Balance
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$5/month if balance falls belows $100 with no other services and no ACH EFT activity after account is open for 90 days (members 19 years of age and over)
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Money Market Service Charge
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$10/month if minimum daily balance not met
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Premium Money Market Service Charge
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$15/month if minimum daily balance not met
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ChoicePlus+ Checking Service Charge
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$12/month if minimum average daily balance not met
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JumpStart Checking
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$9.95/month
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Safe Deposit Boxes2
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3" x 5"
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$30/year
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5" x 5"
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$30/year
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3" x 10"
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$50/year
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5" x 10"
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$70/year
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10" x 10"
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$120/year
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Safe Deposit Box Key Replacement
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$25
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Safe Deposit Box Drill (including lock and two replacement keys)
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$150
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Checking Account Fees
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Inactive Checking Account
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$5/month after six months and account balance is less than $100
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Stop Payment
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$30/request
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Check Copies
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$5/copy
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Check/Share Draft Printing
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Prices vary based upon style2
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Domestic Wire Transfers
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Incoming
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$15/transfer
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Outgoing
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$15/transfer
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1The costs of Safe Deposit Boxes vary depending on the size chosen. For additional information on the costs and availability of safe deposit boxes, please contact one of our representatives.
2The costs of checks vary depending on the quantity and style chosen. For additional information on the costs and availability of check styles, please contact Member Services.