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Checking / Savings Rates

 

Checking

Account APY Minimum
Balance
Interest
Paid
Choice Checking with Interest1 {{ratesnum.74}}% $2,500 Monthly
Health Savings Account {{ratesnum.75}}% $5.00 Monthly

Centsible Savings

 

Account Balance   APY Dividends
Paid
$0.01 - $2,499.992   {{ratesnum.76}}% Quarterly
$2,500.00 - $24,999.992   {{ratesnum.77}}% Quarterly
$25,000.00 - $74,999.992   {{ratesnum.78}}% Quarterly
$75,000.00 and Above   {{ratesnum.79}}% Quarterly

Savings Accounts3

There is a $5.00 minimum to open.
 

Account Balance   APY Dividends
Paid
$100.00 - $2,499.993   {{ratesnum.80}}% Quarterly
$2,500.00 - $24,999.993   {{ratesnum.81}}% Quarterly
$25,000.00 - $74,999.993   {{ratesnum.82}}% Quarterly
$75,000.00 and Above   {{ratesnum.83}}% Quarterly

IRA Savings and Education Savings

Available in Traditional and Roth IRA Savings and Educational (Coverdell) Savings

Account Balance   APY Dividends
Paid
$.01 - $2,499.993   {{ratesnum.84}}% Quarterly
$2,500 - $24,999.993   {{ratesnum.85}}% Quarterly
$25,000 - $74,999.993   {{ratesnum.86}}% Quarterly
$75,000.00 and Above3   {{ratesnum.87}}% Quarterly

Note: Rates are subject to change without notice.

Contact a credit union employee for more details.
Please note that when referring to APY, APY stands for Annual Percentage Yield.

There is a minimum opening deposit requirement. See Truth in Savings disclosure for terms and fees associated with checking accounts.
1 There is a monthly service charge if your average daily balance is less than $2,500. Terms and conditions subject to change.

2 Minimum balance required to earn APY is $0.01. Centsible Savings dividends will be based on your average daily balance at the end of each quarter. Your dividends will be deposited into your account at the end of each quarter. Rate subject to change. Avadian’s match contribution will be credited to the Centsible Savings Account at the end of the calendar quarter based on the accumulated contribution for the calendar quarter or the balance in the account at the end of the calendar quarter, whichever is less. The maximum total match is $250 per year. Fees could reduce earnings.
If you make a return or have a debit card transaction reversed, the “round up” amount will remain in your Centsible Savings Account. You may not make deposits or transfers into your Centsible Savings Account.

3 Dividends are calculated by monthly average daily balance methods of $100 or more and are paid and compounded quarterly. Share accounts with a minimum balance of $100 or share accounts with a $5 balance and additional Avadian products are considered "active" and are not subject to minimum balance or dormant account fees. These fees do not apply to members less than 19 years of age. Christmas Club Savings Account funds are available to withdraw between October 1 and December 31 without penalty.

 

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The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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