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A checkless checking account

Maybe you aren't sure about a checking account. Maybe you aren't sure you'll get approved. Maybe your credit isn't great, and you need a way to take charge of your financial situation. Our checkless checking account is designed to help you find your financial footing and build stability for the future.

With e-Checking, you have access to your money through your free VISA® debit card, featuring the latest chip technology to protect you from fraud. You can get your card right away at any of our branch locations when you open a new account or need a replacement. Use your card to withdraw cash from ATMs and make purchases at any merchant that accepts Visa.

Other benefits include:

  • No minimum balance

  • Unlimited debit card transactions

  • Account access via Online Banking, Mobile Banking, and Telephone Banking

  • Eligible for Avadian's Identify Theft Protection Plan

  • No withdrawal fee from Avadian or CO-OP network ATMs

  • Eligibility for Centsible Savings, which makes it even easier to save money and build your financial foundation

Get re-started financially with the checkless checking account that's designed to make that happen.

There is a low monthly fee for e-Checking. Eligibility based on approval from information obtained from credit reporting agencies and if you have not previously caused Avadian a loss. Payroll checks accepted from select employee groups only. Other deposits limited to cash and government checks. Daily ATM limits. No Online Bill Payment privileges or CO-OP Shared Branching access to your e-Checking account. See Truth in Savings disclosure for terms and fees associated with checking accounts.



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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