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  • Citizens State Bank is now officially Avadian Credit Union. To log in to online banking, click here.

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Vehicle Loans

People buy cars for a lot of reasons. It's the one they've always wanted. It's the one that fills a need right now (looking at you, mini-van). It's the one that fits the budget. Whatever your reason for choosing your next ride, we can help with a great rate.

Member-Owned. Better Rates.

Avadian is a member-owned credit union, and as such, we return our profits to our members in the form of higher dividends and lower rates on loans. At Avadian, we make a lot of vehicle loans, and we love nothing more than helping you find a great rate and the look on your face when you come back to show us your new ride.

Auto Loans

Over the years, we’ve helped people buy just about every kind of car, truck, or SUV you can imagine. So if you have something in mind, call us or stop by a branch. We’ll work to get you pre-approved, and chances are we’ll also have the lowest rate.

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Boat Loans

A perk of living in Alabama is easy access to amazing lakes, rivers, bays, and the Gulf. If you love being on the water, you probably dream of owning a boat. And we are the people to help you finance it.

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Motorcycle Loans

One thing we know about people who love to ride motorcycles: They really love to ride. And we love that about them. Whatever your reasons for riding — whether you tour the country or use it as your primary form of transportation — we want to help you buy your dream bike.

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RV Loans

About the only people whose passion rivals that of motorcycle owners are our friends who love their recreational vehicles. Passionate RV owners seem like they are either on a great trip or planning their next one. Want to plan an adventure of your own? We’d love to help you make it a reality.

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The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
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