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  • Citizens State Bank is now officially Avadian Credit Union. To log in to online banking, click here.

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Personal

Loans

Personal loans are just that: personal. Why you need one is different from why someone else needs one. People often associate personal loans with emergencies, but they can be used for happier occasions like weddings, preparing for a baby, adopting, or improving your home. No matter your reason, we're here to help.

Lending Designed Around Your Life

When you need to borrow money, it’s for a very specific reason. We get that. That’s why we offer a variety of products, all flexible enough to help you accomplish whatever goal you have in mind.

Here’s what you can expect:

Our competitive rates are a good reason to talk to us if you need to borrow money.



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
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