Except for land loans, rates below are based on $300,000 loan amount, purchase transaction, and 1% origination fee. Loan-to-value percentages will differ based on loan type.
| Description |
Rate as low as |
APR |
| 30-Year Conventional Fixed1 |
{{ratesnum.27}}% |
{{ratesnum.28}}% |
| 15-Year Conventional Fixed1 |
{{ratesnum.29}}% |
{{ratesnum.30}}% |
| 30-Year FHA Fixed2 |
{{ratesnum.31}}% |
{{ratesnum.32}}% |
| 30-Year VA Fixed3 |
{{ratesnum.33}}% |
{{ratesnum.34}}% |
| 30-Year USDA Fixed3 |
{{ratesnum.35}}% |
{{ratesnum.36}}% |
| 30-Year 100% (up to Fair Market Value) Portfolio Fixed4 |
{{ratesnum.41}}% |
{{ratesnum.42}}% |
| Land Loans1, 5 |
{{ratesnum.43}}% |
{{ratesnum.44}}% |
Rates current as of July 15, 2025.
Rates quoted are applicable to 30-day lock periods. Rates are subject to change until locked.
Subject to membership, creditworthiness, and approval. Rates may change at any time. Please contact an Avadian Mortgage Specialist for current rates. Rates are based on credit history, loan-to-value, loan term, loan amount, points, fees, margin and finance charges, so your rate may differ.
1Based on 80% loan-to-value.
2Based on 96.5% loan-to-value.
3Based on 100% of purchase price.
4Requires a minimum credit score of 680 with a maximum debt-to-income ratio of 41%.
5The maximum land loan is $150,000.