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Mortgage Rates

If you would like to apply for one of our mortgage products, click here.

Rates below are based on $175,000 loan amount, purchase transaction, 80% loan-to-value and 1% origination fee.

Description Rate as low as2 APR3
30-Year Conventional Fixed {{ratesnum.27}}% {{ratesnum.28}}%
15-Year Conventional Fixed {{ratesnum.29}}% {{ratesnum.30}}%
30-Year FHA Fixed {{ratesnum.31}}% {{ratesnum.32}}%
30-Year VA Fixed {{ratesnum.33}}% {{ratesnum.34}}%
30-Year USDA Fixed {{ratesnum.35}}% {{ratesnum.36}}%
30-Year 100% (up to Fair Market Value) Portfolio Fixed1 {{ratesnum.41}}% {{ratesnum.42}}%
Land Loans1 {{ratesnum.43}}% {{ratesnum.44}}%


Rates current as of Sept. 12, 2022.

Rates quoted are applicable to 30-day lock periods.

Subject to membership, creditworthiness, and approval. Rates may change at any time. Please contact an Avadian Mortgage Specialist for current rates. Rates are based on credit history, loan-to-value, loan term, loan amount, points, fees, margin and finance charges, so your rate may differ.

1Requires 740 minimum credit score and debt-to-income not to exceed 43%.

The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
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