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Consumer CD Rates

CD Specials*

Term APY1 Minimum to Open and to Obtain APY Interest
Paid
30 Month Win-Win CD 2.25% $5,000 in new money At Maturity

 

Regular/No-Step CD Rates

Term APY1 Minimum to Open and to Obtain APY Interest
Paid
6 Month CD {{ratesnum.49}}% $1,000 Monthly
12 Month CD {{ratesnum.50}}% $1,000 Monthly
18 Month CD {{ratesnum.53}}% $1,000 Monthly
24 Month CD {{ratesnum.56}}% $1,000 Monthly
36 Month CD {{ratesnum.58}}% $1,000 Monthly
48 Month CD {{ratesnum.60}}% $1,000 Monthly
60 Month CD {{ratesnum.63}}% $1,000 Monthly

Step Up CD Rates2

Term APY2 Minimum to Open and to Obtain APY Interest
Paid
18 Month Step-Up CD {{ratesnum.52}}% $1,000 At Maturity
24 Month Step-Up CD {{ratesnum.55}}% $1,000 At Maturity
36 Month Step-Up CD {{ratesnum.57}}% $1,000 Monthly
48 Month Step-Up CD {{ratesnum.59}}% $1,000 Monthly
60 Month Step-Up CD {{ratesnum.61}}% $1,000 Monthly

Save Up CD Rates3

Term APY2 Minimum to Open and to Obtain APY Interest
Paid
12 Month Save-Up CD {{ratesnum.51}}% $500 At Maturity

Rising Rate CD Rates4

Term APY Minimum to Open and to Obtain APY Interest
Paid
Five Year Rising Rate CD
Blended APY: 2.25%
Year 1 Rate: 1.73%
Year 2 Rate: 1.98%
Year 3 Rate: 2.23%
Year 4 Rate: 2.48%
Year 5 Rate: 2.73%
$5,000 in new money Monthly

Rate Mover CD Rates (for Auto Renewals Only)5,6

Term APY5,6 Minimum to Open and to Obtain APY Interest
Paid
18 Month Rate Mover CD {{ratesnum.54}}% $1,000 Monthly
48 Month Rate Mover CD 0.25% $1,000 Monthly

 

APY (Annual Percentage Yield) is accurate as of  8/8/2022. 

*Automatically renews into a standard 30-Month CD at a rate in effect at that time. Penalty may be imposed for an early withdrawal other than a one-time penalty-free withdrawal that may be made after 12 months. With the one-time penalty-free withdrawal, member may withdraw all of the money in the CD or a partial amount that leaves at least $5,000. Consumer accounts only. Not available as a traditional or Roth IRA CD. 

1For CDs, penalty may be imposed for early withdrawal. Fee could reduce the earnings on the account. CDs automatically renew for another term at rate in effect at that time for that CD type.

2Step-Up CDs give you the ability to change your rate one time to the rate currently in effect for CDs of this type. You will keep the same original term but may potentially enjoy a higher rate.

3Deposits allowed to the Save Up CD for $100 or more per deposit. Automatically renews for another term upon maturity. 

4Automatically renews into a 60-month CD in the rate in effect at that time. Must be funds not currently held at Avadian. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. 

5These Rate Mover CDs are no longer available. The rates shown are what current Rate Mover CDs will automatically renew into upon maturation. Rate Mover CD is a variable rate. The rate may change after the account is opened based on changes in prime index as quoted in The Wall Street Journal.

6Automatically renews for a like term at the rate in effect at that time for that CD type. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Rate Mover CDs are not available as IRA CDs.

To open a new Traditional IRA CD, you must have earned income and be under the age of 70½ unless you are transferring the funds from another institution. To open a new Roth IRA CD, you must have earned income and be under the income limits set by the IRS.
 

Note: Rates are subject to change without notice.

 



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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