CD / IRA Special1
| Term |
APY2 |
Minimum to Open and to Obtain APY |
Interest
Paid |
| 18-Month Step-Up CD6 |
0.50% |
$1,000 |
Monthly |
| 36-Month Step-Up CD6 |
{{ratesnum.57}}% |
$1,000 |
Monthly |
| 60-Month CD Special |
1.60% |
$1,000 |
Monthly |
|
|
Certificate of Deposits (CD)1
Also available as Traditional IRA CDs & Roth IRA CDs5
| Term |
APY2 |
Minimum to Open and to Obtain APY |
Interest
Paid |
| 3-5 Months |
{{ratesnum.48}}% |
$1,000 |
At Maturity |
| 6-11 Months |
{{ratesnum.49}}% |
$1,000 |
At Maturity |
| 12-Month Save Up CD |
{{ratesnum.51}}% |
$500 |
Monthly |
| 18-23 Months - Step-Up6 |
{{ratesnum.52}}% |
$1,000 |
Monthly |
| 18-23 Months |
{{ratesnum.53}}% |
$1,000 |
Monthly |
| 18-Month Rate Mover (For auto renewals only)3 |
{{ratesnum.54}}% |
$1,000 |
Monthly |
| 24-35 Months - Step-Up6 |
{{ratesnum.55}}% |
$1,000 |
Monthly |
| 24-35 Months |
{{ratesnum.56}}% |
$1,000 |
Monthly |
| 36-47 Months - Step-Up6 |
{{ratesnum.57}}% |
$1,000 |
Monthly |
| 36-47 Months |
{{ratesnum.58}}% |
$1,000 |
Monthly |
| 48-Month Rate Mover (For auto renewals only)4 |
{{ratesnum.115}}% |
$1,000 |
Monthly |
| 48-59 Months - Step-Up6 |
{{ratesnum.59}}% |
$1,000 |
Monthly |
| 48-59 Months |
{{ratesnum.60}}% |
$1,000 |
Monthly |
| 60-Month Step-Up6 |
{{ratesnum.61}}% |
$1,000 |
Monthly |
| 60 Months |
{{ratesnum.63}}% |
$1,000 |
Monthly |
| Rising Rate CDs |
|
|
|
| Three-Year Rising Rate CD |
0.75% Blended APY
Year 1: 0.492%
Year 2: 0.742%
Year 3: 0.992%
|
$5,000 |
Monthly |
| Five-Year Rising Rate CD |
1.50% Blended APY
Year 1: 0.98%
Year 2: 1.24%
Year 3: 1.49%
Year 4: 1.74%
Year 5: 2.00%
|
$5,000 |
Monthly |
|
|
Money Market
| Account Balance |
APY2 |
Minimum to Open and to Obtain APY |
Interest
Paid |
| $2,500.00 - $9,999.99 |
{{ratesnum.64}}% |
$2,500 |
Monthly |
| $10,000.00 - $24,999.99 |
{{ratesnum.65}}% |
$2,500 |
Monthly |
| $25,000.00 - $49,999.99 |
{{ratesnum.66}}% |
$2,500 |
Monthly |
| $50,000.00 - $99,999.99 |
{{ratesnum.67}}% |
$2,500 |
Monthly |
| $100,000.00 and Above |
{{ratesnum.68}}% |
$2,500 |
Monthly |
|
|
Premium Money Market
| Account Balance |
APY2 |
Minimum to Open and to Obtain APY |
Interest
Paid |
| $0.01 - $9,999.99 |
{{ratesnum.69}}% |
$10,000 |
Monthly |
| $10,000.00 - $24,999.99 |
{{ratesnum.70}}% |
$10,000 |
Monthly |
| $25,000.00 - $49,999.99 |
{{ratesnum.71}}% |
$10,000 |
Monthly |
| $50,000.00 - $99,999.99 |
{{ratesnum.72}}% |
$10,000 |
Monthly |
| $100,000.00 -$249,999.99 |
{{ratesnum.73}}% |
$10,000 |
Monthly |
| $250,000.00 - $499,999.99 |
{{ratesnum.118}}% |
$10,000 |
Monthly |
| $500,000.00 - $999,999.99 |
{{ratesnum.119}}% |
$10,000 |
Monthly |
| $1,000,000.00 and above |
{{ratesnum.120}}% |
$10,000 |
Monthly |
|
|
APY (Annual Percentage Yield) is accurate as of 3/1/2022.
1For CDs, penalty may be imposed for early withdrawal. Fee could reduce the earnings on the account. CDs automatically renew for another term at rate in effect at that time for that CD type.
2Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
3, 4These Rate Mover CDs are no longer available. The rates shown are what current Rate Mover CDs will automatically renew into upon maturation. Rate Mover CD is a variable rate. The rate may change after the account is opened based on changes in prime index as quoted in The Wall Street Journal. Automatically renews for a like term at the rate in effect at that time for that CD type. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Rate Mover CDs are not available as IRA CDs.
5To open a new Traditional IRA CD, you must have earned income and be under the age of 70½ unless you are transferring the funds from another institution. To open a new Roth IRA CD, you must have earned income and be under the income limits set by the IRS.
618 to 60 month Step-Up CDs are variable rate(s). Step-Up CDs give you the ability to change your rate one time to the rate currently in effect for CDs of this type. You will keep the same original term but may potentially enjoy a higher rate.
7 Automatically renews into a 60-month CD in the rate in effect at that time. Must be funds not currently held at Avadian. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Note: Rates are subject to change without notice.