CD Specials
| Term |
APY1 |
Minimum to Open and to Obtain APY |
Interest
Paid |
| Seven-Month CD Special2 |
4.00% |
$15,000 |
At Maturity |
| 35-Month Win-Win CD Special3 |
3.80% |
$10,000 |
Monthly |
Regular/No-Step CD Rates
| Term |
APY |
Minimum to Open and to Obtain APY |
Interest
Paid |
| Three-Month CD |
{{ratesnum.48}}% |
$1,000 |
At Maturity |
| Six-Month CD |
{{ratesnum.49}}% |
$1,000 |
At Maturity |
| 12-Month CD |
{{ratesnum.50}}% |
$1,000 |
Monthly |
| 18-Month CD |
{{ratesnum.53}}% |
$1,000 |
Monthly |
| 24-Month CD |
{{ratesnum.56}}% |
$1,000 |
Monthly |
| 36-Month CD |
{{ratesnum.58}}% |
$1,000 |
Monthly |
| 48-Month CD |
{{ratesnum.60}}% |
$1,000 |
Monthly |
| 60-Month CD |
{{ratesnum.63}}% |
$1,000 |
Monthly |
|
|
Step Up CD Rates4
| Term |
APY |
Minimum to Open and to Obtain APY |
Interest
Paid |
| Six-Month Step-Up CD |
{{ratesnum.138}}% |
$1,000 |
Monthly |
| 12-Month Step-Up CD |
{{ratesnum.139}}% |
$1,000 |
Monthly |
| 18-Month Step-Up CD |
{{ratesnum.52}}% |
$1,000 |
Monthly |
| 24-Month Step-Up CD |
{{ratesnum.55}}% |
$1,000 |
Monthly |
| 36-Month Step-Up CD |
{{ratesnum.57}}% |
$1,000 |
Monthly |
| 48-Month Step-Up CD |
{{ratesnum.59}}% |
$1,000 |
Monthly |
| 60-Month Step-Up CD |
{{ratesnum.61}}% |
$1,000 |
Monthly |
Save Up CD Rates5
| Term |
APY |
Minimum to Open and to Obtain APY |
Interest
Paid |
| 12-Month Save-Up CD |
{{ratesnum.51}}% |
$500 |
Monthly |
Rate Mover CDs6.7
| Term |
APY |
Minimum to Open and to Obtain APY |
Interest
Paid |
| 18-Month Rate Mover CD |
{{ratesnum.54}}% |
$1,000 |
Monthly |
| 48-Month Rate Mover CD |
{{ratesnum.115}}% |
$1,000 |
Monthly |
APY=Annual Percentage Yield.
APY is accurate as of July 8, 2025.
1For CDs, penalty may be imposed for early withdrawal. Fee could reduce the earnings on the account. CDs automatically renew for another term at rate in effect at that time for that CD type.
2Automatically renews into a standard Seven-Month CD at a rate in effect at that time. Penalty may be imposed for an early withdrawal. Fees could reduce earnings on the account.
3Automatically renews into a standard 24-35 Month CD at a rate in effect at that time. The Win-Win CD allows for a one-time penalty free withdraw once the CD has reached 17 months. Penalty may be imposed for an early withdrawal other than the one penalty-free withdrawal. Fees could reduce earnings on the account. Consumer accounts only. Not available as a Traditional IRA CD or Roth IRA CD.
4Step-Up CDs give you the ability to change your rate one time to the rate currently in effect for CDs of this type. You will keep the same original term but may potentially enjoy a higher rate.
5Deposits allowed to the Save Up CD for $100 or more per deposit. Automatically renews for another term upon maturity.
6Rate Mover CD is a variable rate. The rate may change after the account is opened based on changes in prime index as quoted in The Wall Street Journal. The adjusted rates cannot go below the opening rate and cannot adjust to more than two percentage points above the opening rate.
7Automatically renews for a like term at the rate in effect at that time for that CD type. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Rate Mover CDs are not available as IRA CDs.
To open a new Traditional IRA CD, you must have earned income and be under the age of 70½ unless you are transferring the funds from another institution. To open a new Roth IRA CD, you must have earned income and be under the income limits set by the IRS.
Note: Rates are subject to change without notice.