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CD/Money Market Rates

CD / IRA Special1

Term APY2 Minimum to Open and to Obtain APY Interest
Paid
18-Month Step-Up CD6 0.50% $1,000 Monthly
36-Month Step-Up CD6 {{ratesnum.57}}% $1,000 Monthly
60-Month CD Special 1.60% $1,000 Monthly

Certificate of Deposits (CD)1

Also available as Traditional IRA CDs & Roth IRA CDs5

Term APY2 Minimum to Open and to Obtain APY Interest
Paid
3-5 Months {{ratesnum.48}}% $1,000 At Maturity
6-11 Months {{ratesnum.49}}% $1,000 At Maturity
12-Month Save Up CD {{ratesnum.51}}% $500 Monthly
18-23 Months - Step-Up6 {{ratesnum.52}}% $1,000 Monthly
18-23 Months {{ratesnum.53}}% $1,000 Monthly
18-Month Rate Mover (For auto renewals only)3 {{ratesnum.54}}% $1,000 Monthly
24-35 Months - Step-Up6 {{ratesnum.55}}% $1,000 Monthly
24-35 Months {{ratesnum.56}}% $1,000 Monthly
36-47 Months - Step-Up6 {{ratesnum.57}}% $1,000 Monthly
36-47 Months {{ratesnum.58}}% $1,000 Monthly
48-Month Rate Mover (For auto renewals only)4 {{ratesnum.115}}% $1,000 Monthly
48-59 Months - Step-Up6 {{ratesnum.59}}% $1,000 Monthly
48-59 Months {{ratesnum.60}}% $1,000 Monthly
60-Month Step-Up6 {{ratesnum.61}}% $1,000 Monthly
60 Months {{ratesnum.63}}% $1,000 Monthly
Rising Rate CDs      
Three-Year Rising Rate CD
0.75% Blended APY
Year 1: 0.492%
Year 2: 0.742%
Year 3: 0.992%
$5,000 Monthly
Five-Year Rising Rate CD
1.50% Blended APY
Year 1: 0.98%
Year 2: 1.24%
Year 3: 1.49%
Year 4: 1.74%
Year 5: 2.00%
$5,000 Monthly

Money Market

Account Balance APY2 Minimum to Open and to Obtain APY Interest
Paid
$2,500.00 - $9,999.99 {{ratesnum.64}}% $2,500 Monthly
$10,000.00 - $24,999.99 {{ratesnum.65}}% $2,500 Monthly
$25,000.00 - $49,999.99 {{ratesnum.66}}% $2,500 Monthly
$50,000.00 - $99,999.99 {{ratesnum.67}}% $2,500 Monthly
$100,000.00 and Above {{ratesnum.68}}% $2,500 Monthly

Premium Money Market

Account Balance APY2 Minimum to Open and to Obtain APY Interest
Paid
$0.01 - $9,999.99 {{ratesnum.69}}% $10,000 Monthly
$10,000.00 - $24,999.99 {{ratesnum.70}}% $10,000 Monthly
$25,000.00 - $49,999.99 {{ratesnum.71}}% $10,000 Monthly
$50,000.00 - $99,999.99 {{ratesnum.72}}% $10,000 Monthly
$100,000.00 -$249,999.99 {{ratesnum.73}}% $10,000 Monthly
$250,000.00 - $499,999.99 {{ratesnum.118}}% $10,000 Monthly
$500,000.00 - $999,999.99 {{ratesnum.119}}% $10,000 Monthly
$1,000,000.00 and above {{ratesnum.120}}% $10,000 Monthly

 

APY (Annual Percentage Yield) is accurate as of  3/1/2022.

1For CDs, penalty may be imposed for early withdrawal. Fee could reduce the earnings on the account. CDs automatically renew for another term at rate in effect at that time for that CD type.

2Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.

3, 4These Rate Mover CDs are no longer available. The rates shown are what current Rate Mover CDs will automatically renew into upon maturation. Rate Mover CD is a variable rate. The rate may change after the account is opened based on changes in prime index as quoted in The Wall Street Journal. Automatically renews for a like term at the rate in effect at that time for that CD type. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Rate Mover CDs are not available as IRA CDs.

5To open a new Traditional IRA CD, you must have earned income and be under the age of 70½ unless you are transferring the funds from another institution. To open a new Roth IRA CD, you must have earned income and be under the income limits set by the IRS.

618 to 60 month Step-Up CDs are variable rate(s). Step-Up CDs give you the ability to change your rate one time to the rate currently in effect for CDs of this type. You will keep the same original term but may potentially enjoy a higher rate.

Automatically renews into a 60-month CD in the rate in effect at that time. Must be funds not currently held at Avadian. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. 

 

 

Note: Rates are subject to change without notice.

 



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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