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Accidental Death & Dismemberment Insurance

A FREE benefit from Avadian

We call it AD&D, because the whole point is that we don't want you to have to worry about things like accidental death and dismemberment. We offer TruStageTM AD&D Insurance to you at no cost as a member of our credit union. It's a great supplement to your regular life insurance policy to provide a little more coverage if you're injured or killed in an accident.

Here's what you’ll like about it:

  • Guaranteed acceptance

  • 24/7 protection, no matter where you are

  • Avadian offers coverage up to $2,000 for free

  • Additional coverage up to $300,000

  • Automatic growth — TruStage AD&D increases coverage by 5% every two years, up to a maximum 25%

  • Double accidental death benefit — If you die in an accident as a ticketed passenger on public transportation, your extra coverage doubles

Our Family Plan option can keep your spouse and dependent children covered, too — your spouse at 50% and your kids at 20% of your coverage level. That also includes benefits for childcare, college education, and a child savings fund. It's protection in the event something really awful and unexpected happens, and it comes at no cost to you, because you're a member of our credit union, and you're more than just a wallet. There's no reason not to claim your no-cost insurance.

The TruStage™ Homeowners and Auto Insurance Programs are made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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