Lower Mortgage Rates, for a Reason
You can get a lower interest rate on your mortgage at Avadian for many reasons. We’re owned by our members, not a group of investors, so we return our earnings to our members in the form of lower rates and fewer fees.
With Avadian, You Have Choices
With a home loan, the most important thing is making sure your loan fits your needs. We offer a variety of terms and interest rate options, so we'll ask you big questions like: Is this your forever home, or are you likely going to be moving sooner than later? Your answers will help us determine what loan is best for you.
Get Pre-Qualified
If we could give new homebuyers any advice, it’s this: Start the process by getting qualified for a loan before you begin looking at houses. (When buying a home, not much is worse than falling in love with a house only to find out you can’t afford it.)
Fixed-Rate Mortgages
Fixed-rate mortgages are just that — a loan in which your interest rate is fixed for the life of the loan. Fixed-rate loans come in a variety of terms: 15-year and 30-year terms are the most common, but other options are available.
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Adjustable-Rate Mortgages
Adjustable-rate mortgages start off with a great low rate for the first few years, and then adjust at predetermined times based on a corresponding financial index . An adjustable-rate mortgage can be a good option if you don’t plan to stay in your home for more than a few years.
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Refinance
If interest rates have gone down since you bought your house, or you have an adjustable-rate mortgage that is about to start adjusting upward, refinancing could help you save money with a lower monthly payment or by making your budgeting more predicatable by locking in a fixed rate.
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First-Time Homebuyers
Some people, especially first-time homebuyers, find it difficult to obtain a mortgage because they don't have enough for a substantial down payment. If this sounds familiar, we have a loan program just for you.
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FHA, VA, and USDA Mortgages
Beyond a traditional mortgage, FHA mortgages. VA mortgages. and USDA mortgages offer great benefits. We would love to talk with you about all the options that may be available to you.
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